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Your belongings matter
A renters policy may cover personal property against certain covered events at home, and sometimes away from home, subject to limits and exclusions.
PROTECT WHAT IS YOURS
Renters insurance in Santa Fe, NM
Protect personal belongings and explore liability protection even when you do not own the home you live in.
PERSONAL SERVICE · INDEPENDENT CHOICE
Coverage that fits your situation.
Your landlord generally insures the building—not your clothes, electronics, furniture or personal liability. Renters insurance may help fill those gaps.
Your eligibility, coverage, exclusions and pricing depend on the insurer and your circumstances. Talk to our Santa Fe team to review the details before choosing a policy.
INSURANCE DETAILS
Coverage details worth understanding
Compare policy terms, limits and deductibles. These are general descriptions, not a statement of specific benefits or availability.
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Personal liability coverage
Consider protection for certain third-party injuries or property damage for which you may be liable.
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Additional living expenses
Some policies help with temporary living costs when a covered event makes your rented home uninhabitable.
HELPFUL ANSWERS
Common questions
Have questions about your own situation? A local agent can help you explore the details.
Talk to our team →Does my landlord’s policy insure my belongings?
Usually not. The landlord typically insures the building, while renters insurance is designed for your belongings and certain liabilities.
Does renters insurance cover everything I own?
Policies include limits, special sublimits and exclusions. Review high-value items and any needed endorsements.
EXPLORE MORE
View all coverage →Related insurance coverage
Mobile & manufactured home insuranceExplore coverage designed for mobile and manufactured homes, belongings, detached structures and personal liability.Learn more Second home insuranceTalk with our team about insurance considerations for vacation properties and homes that are not occupied year-round.Learn more Real people. Local help.
Family Insurance Group has served the Santa Fe area since 2010. Our team is ready to discuss coverage options for you.