
Liability: the foundation
Bodily injury and property damage liability generally respond when you are legally responsible for injury or property damage to others. State minimums are a starting point, not necessarily the best limit for your situation.
Understand liability, collision, comprehensive, uninsured motorist, and useful optional protection for your vehicle.
Not every auto policy protects you in the same way. We help you compare the basics, review deductibles and discuss useful additions for your driving needs.
Your eligibility, coverage, exclusions and pricing depend on the insurer and your circumstances. Talk to our Santa Fe team to review the details before choosing a policy.

Compare policy terms, limits and deductibles. These are general descriptions, not a statement of specific benefits or availability.

Bodily injury and property damage liability generally respond when you are legally responsible for injury or property damage to others. State minimums are a starting point, not necessarily the best limit for your situation.

Collision may help repair your vehicle after a covered crash; comprehensive generally addresses certain non-collision losses such as theft, hail or falling objects. Deductibles and exclusions apply.

Uninsured or underinsured motorist protection and medical payments or personal injury protection may be worth discussing. Offerings and requirements vary by policy and state.

Ask about rental reimbursement, roadside assistance and towing, loan or lease gap protection, and insurance for rideshare activity. Availability varies by carrier.
Have questions about your own situation? A local agent can help you explore the details.
Talk to our team →Legal minimums may leave you personally responsible for costs above your limits. Ask an agent to help evaluate appropriate protection.
Liability is generally for covered losses to others. Collision or comprehensive may be needed for damage to your own vehicle.
Many carriers offer optional endorsements. We can review availability and the details with you.
Family Insurance Group has served the Santa Fe area since 2010. Our team is ready to discuss coverage options for you.
Real conversations. Thoughtful coverage options. Right here in Santa Fe.