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Liability protection
A BOP often includes commercial general liability protection for certain covered claims involving third parties.
ONE PRACTICAL STARTING POINT
Business owners policy (BOP) in Santa Fe, NM
Explore packaged business property and general liability protection for eligible small and midsize businesses.
PERSONAL SERVICE · INDEPENDENT CHOICE
Coverage that fits your situation.
A business owners policy may bundle certain liability and property coverages into a single package, depending on the insurer and the needs of your business.
Your eligibility, coverage, exclusions and pricing depend on the insurer and your circumstances. Talk to our Santa Fe team to review the details before choosing a policy.
INSURANCE DETAILS
Coverage details worth understanding
Compare policy terms, limits and deductibles. These are general descriptions, not a statement of specific benefits or availability.
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Business property
Commercial property coverage may include eligible business premises, fixtures or equipment. Check coverage limits, exclusions and valuation.
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Coverage that may require separate policies
Commercial vehicles, employee injuries, professional errors and cyber exposures often need additional or separate coverage.
HELPFUL ANSWERS
Common questions
Have questions about your own situation? A local agent can help you explore the details.
Talk to our team →Is a BOP right for every business?
No. Eligibility, covered operations, limits and options vary by insurer.
Does a BOP include workers’ compensation?
Usually not. Workers’ compensation is generally obtained separately where needed.
EXPLORE MORE
View all coverage →Related insurance coverage
Commercial auto insuranceInsurance considerations for company cars, delivery vehicles, vans and other vehicles used for business.Learn more 
Commercial truck insuranceCommercial trucking protection tailored to vehicle type, cargo, operations and regulatory needs.Learn more General liability insuranceExplore general liability insurance for customer injuries, third-party property damage and certain claims.Learn more Real people. Local help.
Family Insurance Group has served the Santa Fe area since 2010. Our team is ready to discuss coverage options for you.